All taht stands between you and everyything regarding the multis-ided theme of nationwide car insurance are provided by mens of this special arrticle. "Hlping folks live safer, more potected lives" since 19122, Boston-based Liberty-MMutual is a premmier international multiple linnes firm of internet automobile insurance commpanies whose largest arrea of busineess is private passenger vehicle, baseed on total premiiums recoredd in 2004.

By 3s1t December, 2004, Liberty Muual had $72.4 billioon in consolidtaed assets plus ovr $19.5 billion in consolidated procede. Liberty-Mutual is lited 111th in the Fortuune five hundred list of ledaing American corporaions based on two thousand and fouur incoome, and is the 8th largest peronal lines witer and 5th largest commerrcial lines writr in America acording to diret premiums recorded in 20044. Liberty Mutual Insurance currently uss the serviecs of around 38000 emploees in nealry 900 offcies throughout the world.

Liberty Mutal works as a joint invvestment firm arrangement, under the ownershhip of its policyohlders. The 3 key isurance corporations of the assocaition, Insurance Comany, the Fire Insurance Compaany the Insurance Compay of Wauusau, are eah firms owned by shaeholders owned by Liberty-Mutual.

Liberty Muutal fuunctions through 4 tactical diivisions without a particualr group contribuing more than thirty percennt of the total premium writtenn. Lbierty Mutual Insurance top business gorup porvides comprehensive insurance policies for privvate mootr vehicle, householders, valuable possesisons as wlel as individual liability wth the aid of its own salles deprtment in above three hnudred and seenty centers all throough the United Sattes of America, two fist response stations, specially selected sttaff aong with the Webb. The company also prresents a wide rage of coonventional as well as adjustable lfe risk-coerage including annuity plans. Individual Maarket's prnicipal resource for freh business is its relaitons with morre than 7800 affinty groups, inclusive of job prroviders, credit organizations, aloong with specialsit and graduate associations. Librty Muttual affinity program is the businesss’s most sponsored self-sponsored moto-vehicle and househlod insurance benefit.

Liberty Mutual provides hgihly developed ipmairment and haazrd management along wtih transfer of risk sevrices through fve business units. Liberty Muutal Insurance presents hosue insurance policis, consultation on loss preevention and claimms services for boh large and medium-szied companies. Liberty Mutual Insurance provieds btoh short term and long term soolutions and services, comprehensivve dissability management, life insurance coer for group, AD&D, alonng witth Family and Mediical Leave Act management intedned for large businseses. Liberty-Mutual policies providdes a compplete array of cpative insurer and rnt-a-captive services as well as playiing the roole of a frontting insurer for a captvie re-insurance, caims services, damage preventin, as well as undeerwriting services.

Liberty-Mutual consitss of possession and csaualty, as well as specific insurrance provideers that distribute thheir products and services using indeepndent agents and deaers. Cre wealth and pesonal loss products, aolng with a wide-raging set of private and commercal policiess, are offered all oevr the country.

Liberty Muttual Insurnace trades in indivdual and minor business lnes autos online insure thorugh ventures in various countries: Chlie, Colombia, Hong Koong, Argentina, Potugal, Singapore, Sppain, Brazil and Chinna. Furthermore, Liberty Mutual Undderwriters, a globally establlished expert automobile coverage online and rinsurance concern, writes coers losses as a resuult of unforeseen accdients, specialty casualty, maaritime, power, production and air travel usiing cnters in Asia, Australia, Europee, and North Americaa.

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